Money Advice Service (MAS)

MAS offer free and independent advice on managing money.The website offers useful tools such as a budget planner to help you identify where you might cut back on spending or ways to make your money go further.


Payplan is a debt management company that provides a free debt management service. It is independent and is funded by the credit industry. Having assessed the financial situation of the person, Payplan will approach creditors with a suggested repayment plan. Once a repayment plan is agreed, the person will make one monthly payment to Payplan… Read more

StepChange Debt Charity

The StepChange Debt Charity is a registered charity providing free, confidential advice and support to anyone worried about debt.

Debt Advice Foundation

Debt Advice Foundation is a charity providing free and confidential debt advice.  Callers can contact them on their helpline.

National Debtline

This helpline provides free, confidential and independent advice for people in England, Wales and Scotland on how to deal with debt problems.